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Ray’s Retire Right Report – September 2023
Download a Printable Copy of the Newsletter!
Ray’s Retire Right Report – August 2023
Download a Printable Copy of the Newsletter!
Medicare Matters – Requesting Rx Exceptions
Medicare beneficiaries know that having access to affordable medications is critical for maintaining their health and well-being. Medicare Part D does not always make it easy to understand which medications are covered and which are not. One issue is coverage limitations for certain medications. Fortunately, there are ways to request exceptions to these limitations and […]
Medicare Part B Premiums for 2023
Medicare Part B is a government health insurance program that covers medically necessary services such as doctor visits, outpatient care, and preventive services. However, it is important to note that unlike Part A, which is free for most people, Part B requires a monthly premium. The standard monthly premium for Part B in 2023 is […]
My Grandma’s Medicare Experience
Medicare is a federal health insurance program that provides coverage for people who are 65 years old or older, as well as those with certain disabilities or chronic conditions. While Medicare covers many healthcare costs, there are often gaps in coverage, leaving beneficiaries with out-of-pocket expenses. That’s where Medicare supplement plans, also known as Medigap, […]
Requesting Part D Rx Exceptions
If you’re a Medicare beneficiary, you know that having access to affordable medications is critical for maintaining your health and wellbeing. Medicare Part D is part of the federal program that helps coordinate your prescription drug coverage that you’ve purchased through a private insurance company, but it’s not always easy to understand which medications are […]
Original, Traditional and Straight Medicare. Different Terminology for the Same Thing
Medicare is a federal health insurance program that provides coverage to millions of Americans, primarily those who are over 65 years of age or have certain disabilities. One thing that can be confusing for Medicare beneficiaries is the different names used to refer to the program. Specifically, the terms Original Medicare, Traditional Medicare, and Straight […]
Ray’s Retire Right Report – February 2023
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Medicare Matters – Medicare Premiums for 2023
Medicare premiums and deductibles for Part A and Part B will decrease modestly in 2023, according to CMS (Centers for Medicare and Medicaid Services.) Standard monthly premiums for Part B will decrease $5.20, to $164.90 in 2023, down from $170.10 in 2022. Annual Part B deductible will also decrease from $233.00 in 2022 to $226, […]