Medicare Part B is a government health insurance program that covers medically necessary services such as doctor visits, outpatient care, and preventive services. However, it is important to note that unlike Part A, which is free for most people, Part B requires a monthly premium. The standard monthly premium for Part B in 2023 is […]
Medicare is a federal health insurance program that provides coverage for people who are 65 years old or older, as well as those with certain disabilities or chronic conditions. While Medicare covers many healthcare costs, there are often gaps in coverage, leaving beneficiaries with out-of-pocket expenses. That’s where Medicare supplement plans, also known as Medigap, […]
If you’re a Medicare beneficiary, you know that having access to affordable medications is critical for maintaining your health and wellbeing. Medicare Part D is part of the federal program that helps coordinate your prescription drug coverage that you’ve purchased through a private insurance company, but it’s not always easy to understand which medications are […]
Medicare is a federal health insurance program that provides coverage to millions of Americans, primarily those who are over 65 years of age or have certain disabilities. One thing that can be confusing for Medicare beneficiaries is the different names used to refer to the program. Specifically, the terms Original Medicare, Traditional Medicare, and Straight […]
Today I’m at Long Beach Transit’s Health Fair providing Medicare information to their employees. It’s always fun to get out with the public and meet individuals.What I quickly find out is that every individual has a unique situation. Some have health insurance through Long Beach Transit. Some have coverage through their spouse’s employer. Some people […]
It is a happy Saturday over here as I’ve already had my large mug of coffee. Today, Kaycee and I are planning on going to the Farmers Market that is held at Mariners Church in Irvine every Saturday. Kaycee really loves to walk around to see who has the freshest looking produce for the best […]
This morning I met with an existing client of mine whose wife will be turning 65 in October so we set up her Medicare plans today in about 30 minutes. The two of them live on the border of Huntington Beach and Seal Beach and close to the water. From what they’ve described, they are […]
Folks, I have to admit…I’m struggling to get back into the swing of things in the office after being in Hawaii last week. I think I’ve almost got my momentum going again but being on island time for even a week is difficult to get over. I was just reflecting on my trip and thought […]
Many Americans choose to continue working past age 65. According to the Bureau of Labor Statistics, 36 percent of 65-to-69-year-olds will be part of the labor force by 2024. Some do it because they love to work and love what they do and some do it out of necessity. With pension plans becoming a thing of the […]
The Original Medicare benefits are a great start. They give people tremendous freedom of choice however, there are some major gaps in those benefits. Medicare doesn’t pay for everything. Usually people will add on Supplemental/MediGap plans to help pay for those gaps in Medicare. These Supplement plans are offered by private insurance companies and the […]