When youâre in Kindergarten, you have to learn your ABCâs When you join Medicare, you have to learn your ABCDFGKLMNâs. I donât know about you, but Kindergarten sounds easier.đ„ These are the different lettered âplansâ (different from Medicareâs Parts A,B,C, and D) of Medicare Supplements. Supplemental plans – also known as âMedigapâ plans – are insurance policies that you […]
Jon was a retiree who had moved to the warm, sunny climes of South Florida. He went to the orthopedic doctor one day for a creaky knee. The doctor examined his knee, determined to give him a steroid shot, and sent Jon on his merry way. A few weeks later, Jon got the doctor’s bill […]
If you are one of the 200 people who live in Angle Inlet, Minnesota, this post is for you. Well, not just for you, but you might find it extra helpful if you do. Read to the end to find out why.  For the rest of us Southlings who donât live in the northernmost corner […]
As we head into the warmer months, we would like to forget that RSV, Whooping Cough, and Flu existed.  But as we all know, these viruses donât go away â and the minute we turn our thermostats over from cool to heat, they are ready and waiting to lob themselves at our unsuspecting immune systems.  […]
Who doesnât love a good combo meal? My favorite has to be the #1 at In-n-Out: A double-double with cheese, fries, and some of that delicious pink lemonade. The whole concept of the combo meal is great: bundle up the food you would normally get a-la-carte and pay less overall. (Apparently, the first combo meal […]
A question we get a lot from our clients: âI understand that Part D is prescription drug coverage. But I know Part B covers some medications too. How do I know which medications are covered under which Part?â This is a valid question! Itâs always nice to know where your monthly premiums are going and […]
Since my Dad started helping folks with Medicare in the 90s, Martin and Associates have been partial to Original Medicare paired with a Med Supp and Part D policy. Why? It gives folks the most freedom of choice: you can see almost any doctor anywhere in the country. There are no network restrictions. Med Supps […]
When I was about to depart for college, some of my friends went a different route. The âGap-Year.â At the time, it felt a little self-indulgent to take a whole year to travel and âfind myselfâ before embarking on true adulthood. What I found is that many of my friends found it transformative. Now as […]
Have you been staying up to date with Medicareâs drug price negotiations? Itâs sure to be a wild ride when you combine money and prescriptions. AstraZeneca is a pharmaceutical giant based in the U.K. that produces the blockbuster drug, Farxiga. Farxiga treats Type 2 diabetes, heart failure, and chronic kidney failure. The price tag without […]
Once you turn 65, itâs easy to feel like youâre made in the shade. Part A is premium-free if youâve paid into Medicare for ten years. Part B is reasonable, with a monthly premium of only $174.70. Even Part D, prescription insurance, is affordable. Some plans start at only $10 a month! If your adult […]