4 Unexpected Things Medicare Covers

If you are one of the 200 people who live in Angle Inlet, Minnesota, this post is for you. Well, not just for you, but you might find it extra helpful if you do. Read to the end to find out why.   For the rest of us Southlings who don’t live in the northernmost corner […]

Coverage for your Immune System

As we head into the warmer months, we would like to forget that RSV, Whooping Cough, and Flu existed.   But as we all know, these viruses don’t go away – and the minute we turn our thermostats over from cool to heat, they are ready and waiting to lob themselves at our unsuspecting immune systems.   […]

Combo Meal or A La Carte?

Who doesn’t love a good combo meal? My favorite has to be the #1 at In-n-Out: A double-double with cheese, fries, and some of that delicious pink lemonade.  The whole concept of the combo meal is great: bundle up the food you would normally get a-la-carte and pay less overall.  (Apparently, the first combo meal […]

Cracking Down on Advantage Plans

Since my Dad started helping folks with Medicare in the 90s, Martin and Associates have been partial to Original Medicare paired with a Med Supp and Part D policy. Why? It gives folks the most freedom of choice: you can see almost any doctor anywhere in the country.  There are no network restrictions.  Med Supps […]

The Grey Gap Year

When I was about to depart for college, some of my friends went a different route. The “Gap-Year.” At the time, it felt a little self-indulgent to take a whole year to travel and “find myself” before embarking on true adulthood. What I found is that many of my friends found it transformative. Now as […]

Medicare and Big Pharma go Toe to Toe

Have you been staying up to date with Medicare’s drug price negotiations? It’s sure to be a wild ride when you combine money and prescriptions. AstraZeneca is a pharmaceutical giant based in the U.K. that produces the blockbuster drug, Farxiga. Farxiga treats Type 2 diabetes, heart failure, and chronic kidney failure. The price tag without […]

Mind the Gap

Once you turn 65, it’s easy to feel like you’re made in the shade. Part A is premium-free if you’ve paid into Medicare for ten years. Part B is reasonable, with a monthly premium of only $174.70. Even Part D, prescription insurance, is affordable.  Some plans start at only $10 a month! If your adult […]

Medicare’s Sneaky Equation

This is a question we get quite frequently: “If I don’t take any prescriptions, why do I need to sign up for Part D?” In a perfect world, there would be no need for Rx coverage if you didn’t need an Rx! In the world of Medicare though, delaying Part D can cost you. Remember […]

Why is Medicare SO Complicated??

I would just like to take a moment and apologize on behalf of the Federal Government here. They really are trying to help – in their clunky way. Signed into law in 1965 by President Johnson, Medicare began with only two parts: A and B.  Things stayed that way for quite a long time. Fast forward to 1997 (!), more than […]