Medicare is a federal health insurance program that provides coverage to millions of Americans, primarily those who are over 65 years of age or have certain disabilities. One thing that can be confusing for Medicare beneficiaries is the different names used to refer to the program. Specifically, the terms Original Medicare, Traditional Medicare, and Straight […]
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Medicare premiums and deductibles for Part A and Part B will decrease modestly in 2023, according to CMS (Centers for Medicare and Medicaid Services.) Standard monthly premiums for Part B will decrease $5.20, to $164.90 in 2023, down from $170.10 in 2022. Annual Part B deductible will also decrease from $233.00 in 2022 to $226, […]
What Does the Medicare Advantage Open Enrollment mean? Is this a good time to review your Medicare health plan options? From January 1 to March 31 you have the Medicare Advantage Open Enrollment Period. During this time period you may make a onetime change from one Medicare Advantage Plan to another. Or, you may dis-enroll […]
Did you know that about 1 million Americans go to the hospital with pneumonia every year? Pneumonia is a lung infection caused by pneumococcal disease, which can also cause blood infections and meningitis. The bacteria that causes pneumococcal disease spreads by direct person-to-person contact. A pneumonia vaccine can help prevent pneumonia, but only 67% of […]
Today I’m at Long Beach Transit’s Health Fair providing Medicare information to their employees. It’s always fun to get out with the public and meet individuals.What I quickly find out is that every individual has a unique situation. Some have health insurance through Long Beach Transit. Some have coverage through their spouse’s employer. Some people […]
It is a happy Saturday over here as I’ve already had my large mug of coffee. Today, Kaycee and I are planning on going to the Farmers Market that is held at Mariners Church in Irvine every Saturday. Kaycee really loves to walk around to see who has the freshest looking produce for the best […]
This morning I met with an existing client of mine whose wife will be turning 65 in October so we set up her Medicare plans today in about 30 minutes. The two of them live on the border of Huntington Beach and Seal Beach and close to the water. From what they’ve described, they are […]
Folks, I have to admit…I’m struggling to get back into the swing of things in the office after being in Hawaii last week. I think I’ve almost got my momentum going again but being on island time for even a week is difficult to get over. I was just reflecting on my trip and thought […]
Many Americans choose to continue working past age 65. According to the Bureau of Labor Statistics, 36 percent of 65-to-69-year-olds will be part of the labor force by 2024. Some do it because they love to work and love what they do and some do it out of necessity. With pension plans becoming a thing of the […]