When I was about to depart for college, some of my friends went a different route. The “Gap-Year.” At the time, it felt a little self-indulgent to take a whole year to travel and “find myself” before embarking on true adulthood. What I found is that many of my friends found it transformative. Now as […]
If you’re a Medicare beneficiary, you know that having access to affordable medications is critical for maintaining your health and wellbeing. Medicare Part D is part of the federal program that helps coordinate your prescription drug coverage that you’ve purchased through a private insurance company, but it’s not always easy to understand which medications are […]
This morning I met with an existing client of mine whose wife will be turning 65 in October so we set up her Medicare plans today in about 30 minutes. The two of them live on the border of Huntington Beach and Seal Beach and close to the water. From what they’ve described, they are […]
Folks, I have to admit…I’m struggling to get back into the swing of things in the office after being in Hawaii last week. I think I’ve almost got my momentum going again but being on island time for even a week is difficult to get over. I was just reflecting on my trip and thought […]
The other day I had a meeting with a new couple looking to come off their employer insurance and go onto Medicare. Going into the meeting, one of the two had the idea that they will just enroll into Original Medicare which is made up by Part A (Hospital) and Part B (Medical) without adding […]
Today we’re going to be going through how you can search for the most cost-effective Medicare Part D plan. What we do as an insurance broker is we actually use the Medicare.gov website to search for our clients prescription drug plans In California, there’s actually 30 different prescription drug plans (as of 2019) so it […]
A few weeks ago, I was at a tux shop looking to rent a suit and as I arrived I realized I didn’t know what to expect and what the protocol was. What questions should I be asking? What does the process look like? What deadlines do I need to be aware of? And most […]
Today, we are going to be covering how you can find out if your doctor takes Original Medicare. If you have Original Medicare as your primary insurance and have added on a Medicare Supplement plan (regardless of what insurance carrier you have), there are two ways that I’m aware of that you can find out […]
October is here which also means it’s the Medicare Open Enrollment. Starting today, October 15th until December 7th you will be able to make changes to some of your Medicare plans. If you are happy with your Medicare plans, there is nothing you need to do. Your plans will automatically renew for 2019. However, if you […]
There is a rule of thumb that you can use when trying to figure out what services are going to be covered by your Medicare Supplement/Medigap plan. The rule of thumb goes, if Medicare covers the service, the Medigap plan will cover the service. If Medicare does not cover the service then usually the Medigap […]