My Grandma’s Medicare Experience

Medicare is a federal health insurance program that provides coverage for people who are 65 years old or older, as well as those with certain disabilities or chronic conditions. While Medicare covers many healthcare costs, there are often gaps in coverage, leaving beneficiaries with out-of-pocket expenses. That’s where Medicare supplement plans, also known as Medigap, […]

How to Choose a Medicare Supplement Company

There are four things that we take into consideration when choosing a Medicare Supplement/Medigap Insurance Company: 1. Price – Each company is free to charge different prices for their plans even though Medicare Supplement plans have standardized coverages. That means a Plan F from ABC Company has the exact same coverages as the Plan F […]

Medicare Matters – Annual Disenrollment Period (ADP)

You have two basic choices in Medicare to take care of your hospitalization, doctor visits and laboratory tests – Medicare Advantage (also called Medicare Part C) and original Medicare (comprised of Medicare Parts A and B). Original Medicare is often coupled with a Medicare supplement plans A through N. The majority of Medicare Advantage plans […]

Is Kindness and Compassion Too Expensive?

(This article first appeared in the March 2002 issue of California Broker Magazine as an open letter to fellow health insurance professionals.  Reprinted with permission from Dave Leveque.) I am mourning the loss of my mother to pancreatic cancer.  She was diagnosed on October 30, 2001 and died three months later.  You are probably wondering […]