Most Medicare plans out there that are available on the market today include some sort of program that provides free gym memberships. The one that people hear about the most in Southern California is called Silver Sneakers. With that program, you have access to all sorts of gyms in the area and there is no […]
Most people will pay $134/mo for their Part B premiums in 2017, however, people who earned higher incomes in the past could pay an Income Related Monthly Adjustment Amount (IRMAA) up to $428.60/mo. and an extra IRMAA for their Part D Prescription Plan also. If these people have experienced a life changing event (i.e. work […]
June’s Section Having finally reached the age of 65, a client recently received her Medicare card. She noticed the card say it should be carried when away from home. So naturally, she placed it in her wallet. And then she realized that, displayed on the front was her Social Security Number! That made sense. It’s […]
Now that we are in the New Year there are some things you should remember about your Part D prescription drug plans. In the fall (September and October) of each year, the Part D insurance companies send out a letter called ANOC. This acronym means ‘Annual Notice of Changes’ with emphasis on ‘Changes’. The companies […]
July seemed to be a quiet month. Everyone’s on vacation. However, there were a couple of special things that went on with our family in July and August. As you know, my daughter’s Cupcake Business, Hapa Cupcakes has been growing over the past 3 years. There was something special I was not supposed to tell […]
When you think about retiring, where will you get health insurance? “Simple,” you might reply, “I’ll go on Medicare.” Well, welcome to an intricate decision, especially if you (or your spouse) keep working past the usual retirement age. Medicare is for people 65 and up and comes in 4 parts. Part A, covers you if […]
Costs for Medicare Supplement insurance, also called “Medigap”, vary significantly for men and women, says Jesse Slome, director of the American Association for Medicare Supplement Insurance (AAMSI), which released the first phase of the study. A 65-year old male purchasing Medicare Supplement insurance will pay anywhere from a low of $126 per-month to $444 per-month, […]
As you may know, Martin and Associates Insurance has been a family run business for 27 years. My wife Nobuko and I had always hoped our sons would decide to join Dad to make the business even better and to serve our clients for future generations. I’m proud to announce that our two oldest sons, […]
Medicare is uncharted territory for most of the 10,000 people who become eligible for the program each day. There are some pitfalls lurking in the undergrowth and traps that can cost plenty unless people take care to avoid them.. Mistake #1: Believing you don’t need Medicare Part B if you have retiree or COBRA health […]
(This article first appeared in the March 2002 issue of California Broker Magazine as an open letter to fellow health insurance professionals. Reprinted with permission from Dave Leveque.) I am mourning the loss of my mother to pancreatic cancer. She was diagnosed on October 30, 2001 and died three months later. You are probably wondering […]