I typed in the keyword “Medicare” on Reddit and did a quick scroll. Yikes. I can’t count how many times I read the phrase, “I wish I had known this sooner!” Getting stuck with penalties. Missing enrollment periods. Wishing they could do it all over again. I’m here to tell you: THIS DOESN’T HAVE TO […]

COBRA gives workers and their families the opportunity to stay on their employer group plan after a voluntary or involuntary job loss. A lot of retirees think, “I’ll retire but just stay on my employer group plan through COBRA. THEN I’ll enroll in Medicare.” Bad idea. Why? Being on COBRA will not protect you from […]

Are you suspicious of insurance agents? You should be!   There are a lot of fishy characters out there – so I have no problem explaining to folks what they should look for in an agent.   Brandon Barrett – the owner of The Barrett Agency in Indiana came up with this list.  I think […]

My brain is boggled by the medical technology world. Can you imagine being born blind and then being able to see?  Or becoming a quadripalegic being able to walk again? Elon Musk’s company Neuralink is rolling out a new nervous system implant that could accomplish these dreams and many more (treat depression, dementia, Parkinson’s?). A […]

I recently found a new word used to describe changes being made to Part D: “smoothing.” What does this mean?  (And no – it’s not a delicious concoction of blended fruits and juice)  😋 The Center for Medicaid and Medicare Services (CMS) recently released draft guidance for the Medicare Prescription Payment Plan, part of the Inflation Reduction […]