5 Hallmarks of a Trustworthy Agent

Are you suspicious of insurance agents? You should be!   There are a lot of fishy characters out there – so I have no problem explaining to folks what they should look for in an agent.   Brandon Barrett – the owner of The Barrett Agency in Indiana came up with this list.  I think […]

Surprising Changes to Medicare’s Coverage

My brain is boggled by the medical technology world. Can you imagine being born blind and then being able to see?  Or becoming a quadripalegic being able to walk again? Elon Musk’s company Neuralink is rolling out a new nervous system implant that could accomplish these dreams and many more (treat depression, dementia, Parkinson’s?). A […]

“Smoothing” – What You Need to Know About Changes to Part D

I recently found a new word used to describe changes being made to Part D: “smoothing.” What does this mean?  (And no – it’s not a delicious concoction of blended fruits and juice)  😋 The Center for Medicaid and Medicare Services (CMS) recently released draft guidance for the Medicare Prescription Payment Plan, part of the Inflation Reduction […]

Your Medicare Card Will Not Just “Show Up”

I recently got a comment on one of my posts about signing up for Medicare: Here’s the paraphrase: “What is there to sign up for?  Doesn’t Medicare just send you a card when you turn 65?” Sadly, if you are turning 65 (and not on Social Security yet), and you are waiting for your Medicare […]

Are Medicare Advantage Plans “Bad”?

I’ve talked to several clients recently and fielded this common question: Are Medicare Advantage plans bad? **(If you’re not familiar with Medicare Advantage plans, they are Medicare plans offered by the private sector.  The federal Medicare program heavily subsidizes them, and they often “bundle” Parts A, B, and D of Medicare into one plan).** I […]

5 Simple Ways to Save Money on Medicare

Have you ever heard of “Occam’s Razor”? It’s a principle that suggests when you have multiple explanations for something, the simplest one is usually the best. For example, if you hear hoofbeats, think of horses, not zebras. I like to take the same approach with Medicare.  Why make things complicated when they can be simple?? Here […]