Travel insurance with medical emergency coverage helps protect against unexpected healthcare expenses while traveling abroad. Original Medicare typically does not cover medical services outside the U.S., but some Medicare Supplement (Medigap) plans include limited foreign travel emergency benefits. These benefits cover up to 80% of emergency medical costs after a $250 deductible, with a lifetime maximum of $50,000. However, this coverage only applies during the first 60 days of your trip. Travel insurance can fill these gaps by providing comprehensive protection for medical emergencies, ensuring access to necessary care and reducing out-of-pocket costs while traveling internationally.